It’s the start of Halloween month, the start of the final 2012 quarter (will the Dow Jones crack or not?) and we’re into the final stretch of the 2012 US General Election (will President Obama prevail?). The sun is still shining brightly almost every day here in Seattle. I have all but given up expectations for any rain at all to fall down on Rain City this year (I’m joking, but that’s how it feels).